for your "partners":

“…it seems clear that insurers are benefitting from the weak economic environment, which is reducing claim frequency by suppressing driving and also moderating overall severity as the costs of new and used cars (included in the calculation of many physical damage claims) decline. That implies underwriting profits will stay above the levels anticipated when current rates were determined.

Despite these moderating factors, he continued, overall positive loss cost inflation suggests rate increases will continue.”

Guess what happens when rates rise? Deductibles increase and claim frequency drops leading to……

FEWER DRPS (and ankle grabbing glass shops) BEING REQUIRED.

Then again, I don’t know nuthin….