Advocate
04-13-2009, 09:56 AM
Has the largest of large auto insurers taken one more step toward minimizing glass claims, while further destroying “insurance” pricing along the way?
Well, it seems so with the ol’ Farm announcing last week that as of this Thursday, it will only pay "for the most competitively priced piece of glass available that will return the damaged vehicle to pre-loss condition regardless of what piece of glass is actually installed." (Translation: If it is cheap, its for me and yee!)
http://www.glassbytes.com/newsStateFarm20090409.htm
It may have taken a couple of years, but the Farm apparently successfully changed its policy language in enough states such that it now reads something close to the following: "You agree that replacement glass need not have any insignia, logo, trademark, etching, or other marking that was on the replaced glass."
And, the communiqué encourages those still ankle-grabbing at the behest of the Farm to advise customers seeking “dealer glass” (you know the stuff they lost) "of the potential for out of pocket costs." (Translation: You want it sir, you pay the difference.)
http://www.glassbytes.com/documents/newsStateFarm20090409.pdf
So, in one pronouncement, has the Farm eliminated some glass claims? Oh, yeah, the only question is how many. Has it also reduced its glass costs for those that remain (otherwise known as “revenue” for all shops accepting what the Farm doles out)? You betcha!!!
Hey DRPs, if the Farm would do this to all their glass ankle-grabbers, what chance do you have? :D
I know, I know the courts and legislatures got your back. LMAO
Then again, what do I know... :D
"Now I am become Death, the destroyer of worlds." - J. Robert Oppenheimer 1945
Well, it seems so with the ol’ Farm announcing last week that as of this Thursday, it will only pay "for the most competitively priced piece of glass available that will return the damaged vehicle to pre-loss condition regardless of what piece of glass is actually installed." (Translation: If it is cheap, its for me and yee!)
http://www.glassbytes.com/newsStateFarm20090409.htm
It may have taken a couple of years, but the Farm apparently successfully changed its policy language in enough states such that it now reads something close to the following: "You agree that replacement glass need not have any insignia, logo, trademark, etching, or other marking that was on the replaced glass."
And, the communiqué encourages those still ankle-grabbing at the behest of the Farm to advise customers seeking “dealer glass” (you know the stuff they lost) "of the potential for out of pocket costs." (Translation: You want it sir, you pay the difference.)
http://www.glassbytes.com/documents/newsStateFarm20090409.pdf
So, in one pronouncement, has the Farm eliminated some glass claims? Oh, yeah, the only question is how many. Has it also reduced its glass costs for those that remain (otherwise known as “revenue” for all shops accepting what the Farm doles out)? You betcha!!!
Hey DRPs, if the Farm would do this to all their glass ankle-grabbers, what chance do you have? :D
I know, I know the courts and legislatures got your back. LMAO
Then again, what do I know... :D
"Now I am become Death, the destroyer of worlds." - J. Robert Oppenheimer 1945